For Property Managers, HOA Boards and Community Associations

Public Adjuster Services for Multi-Family Properties

From policy review and building-by-building inspections to board communication and carrier negotiation, Mallard Claims LLC helps keep complex property claims organized, documented and moving forward.

15+ Years Property-damage experience
1,000+ Property inspections
Storm • Fire • Water Covered property losses
5 States MN, IA, WI, ND and SD

A Resource for Property Managers and Boards

Complex Properties Require Detailed Claim Management

A multi-family loss can involve dozens of elevations, roofing systems, shared structures, maintenance records, contractors, board members and residents. A missed building component or poorly organized scope can affect the entire claim.

Mallard Claims brings extensive field experience to the process, helping stakeholders understand what happened, what the policy may respond to and what documentation is needed. We represent the policyholder—not the carrier—and manage claim communication so property managers and board members can focus on the property and the people who depend on it.

Value for Property Managers and HOA Boards

Clear Information for Better Property Decisions

Mallard Claims helps organize the claim, explain material differences and keep key stakeholders informed from initial evaluation through resolution.

Policy and Claim Review

Review of the policy, endorsements, carrier estimates, denials and relevant correspondence.

Property Inspection

Initial inspection followed by detailed building-by-building documentation after engagement.

Weather Research

Meteorological investigation when the storm date or reported date of loss is disputed.

Board Communication

Organized findings, clear explanations and ongoing updates for property managers and boards.

Carrier Coordination

Direct coordination with carrier representatives, inspectors and claim professionals.

Settlement Support

A resolved scope positioned for the association’s selected contractor to complete the work.

Our Multi-Family Claim Process

Working on Behalf of the Policyholder

Start with a no-charge evaluation. If representation makes sense, Mallard Claims develops and manages the claim through the carrier negotiation process.

Before Engagement

No-Charge Evaluation

  • Review the insurance policy and endorsements
  • Inspect the property and document visible conditions
  • Review carrier estimates, denials and correspondence
  • Evaluate relevant weather information
  • Determine whether filing or further pursuit appears warranted
  • Meet with the property manager and board to explain findings
After Engagement

Claim Preparation and Representation

  • Scope affected buildings, elevations and shared structures
  • Prepare a detailed estimate of the claimed damage
  • Coordinate and attend carrier inspections
  • Communicate status and decisions to management and the board
  • Negotiate the supported amount of loss with the carrier
  • Assist with payment, depreciation and contractor coordination

Communication Matters

Keep the Property Manager and Board Informed

Board members need information they can understand, evaluate and explain. Mallard Claims organizes findings, identifies material differences between contractor and carrier scopes, outlines the next decision and keeps stakeholders informed as the claim develops.

Every claim is different. We do not promise a particular result; we provide experienced analysis, detailed documentation and focused representation for the policyholder.

No Upfront Fee for Public-Adjusting Representation

Mallard Claims is paid only after the association receives claim recovery, according to the percentage and terms stated in the written public-adjusting agreement. Appraisal services, when applicable, use a separate fixed-fee schedule.

Discuss the Property

Determine Whether the Claim Is Worth Pursuing

Schedule a Multi-Family Property Review

Contact Mallard Claims to discuss your HOA, condominium, townhome, apartment or multi-family property. We will review the situation and explain the next step that makes sense.

Coverage and claim recovery depend on the insurance policy and facts of the loss. Mallard Claims LLC cannot guarantee a particular settlement, outcome or claim timeline. Appraisal services are separate from contingency-based public-adjusting representation.